In the heart of the city, this exceptional 3-room apartment with an occupied life annuity is a haven of peace in the city center of Albi, a UNESCO World Heritage Site. This exceptional 97m² top-floor apartment features two terraces and a garage. Perfectly located just steps from the Sainte-Cecile Cathedral and all the shops, restaurants, leisure activities, and schools, this unique, comfortable, and refined property is a delight. Succumb to the charm of its high-end amenities. This 97m², light-filled apartment features: Two terraces offering breathtaking views of the city and the Cathedral. Two spacious bedrooms with bay windows. A bathroom with a bathtub equipped with a side opening. A large living room with two large bay windows A fitted and equipped kitchen with beautiful materials opening onto a terrace Reversible air conditioning for optimal comfort in all seasons Electric roller shutters and sliding blinds A private garage for your vehicle Enjoy an exceptional living environment in a luxury building, ideal for lovers of the art of living and history. Conditions of the life annuity: Starting from a free value of ?440,000, you buy this property in occupied life annuity on the basis of ?128,000 You pay a Bouquet of ?128,000 HAI with a monthly annuity for life of ?848 increase of 30% if the accommodation is vacated. Property tax ?1,694 Age of the occupant: Female, 77 years old Very good investment to make!!! Contact us now to discover this exceptional property and make your real estate dream come true.